Victims of identity theft lose more than money. They lose peace of mind. Victims often spend dozens of hours working with creditors, credit reporting agencies, financial institutions, and law enforcement to reclaim their good names and credit records. The recovery process can take months, even years.
A fast response to identity theft is the best way to minimize the damage to your name and financial health. If you are a victim of identity theft, the Oklahoma State Bureau of Investigation recommends that you immediately take the following steps:
STEP #1: File an Identity Theft Report with a Federal, State or Local Law Enforcement Agency.
STEP #2: Complete the Federal Trade Commission (FTC) Identity Theft Affidavit.
Federal Trade Commission: 877-438-4338, 600 Pennsylvania Avenue NW, Washington DC 20580, www.consumer.gov/idtheft
STEP #3: Submit a copy of the completed Identity Theft Report and FTC Identity Theft Affidavit, with supporting documentation, to one or more of the Consumer Credit Reporting Agencies:
Equifax: 800-525-6285, P.O. Box 740241, Atlanta, GA 30374-0241 (Equifax.Com)
Experian: 888-397-3742, P.O. Box 9532, Allen, TX 75013 (Experian.com)
Trans Union: 800-680-7289, P.O. Box 6790, Fullerton, CA 92834-6790 (Transunion.com)
STEP #4: Complete an Oklahoma Identity Theft Passport Request Form .
STEP #5: Submit the following to the OSBI…
-A copy of the Identity Theft Report Police Report
-A copy of your completed FTC Identity Theft Affidavit
-A certified mail delivery receipt from submission of your completed FTC Identity Theft Affidavit to one of the three consumer reporting agencies.
-A completed Oklahoma Identity Theft Passport Application
-Two color, passport style photographs of the applicant
-A copy of the applicant’s valid Oklahoma driver’s license or Oklahoma ID card*
* If the applicant is a minor, a copy of the minor’s parent’s or legal guardian’s valid Oklahoma driver’s license or Oklahoma ID card must also be submitted, along with a sworn and notarized affidavit attesting to the fact that the subject is the applicant’s parent or legal guardian.
Upon successful completion of the application process, OSBI will issue a certificate and identification card.
* This card can be used only for law enforcement purposes.
For questions on OSBI’s Identity Theft programs, please contact IDTheft@osbi.ok.gov